For those seeking addiction treatment, many individuals decide to pick from the variety of Aetna in network rehab centers. Using private medical insurance is one of the most common ways that those struggling with addiction pay for their treatment. Every insurance plan is different, however.
There may be some services that are completely covered by insurance, but there is a possibility of some services requiring a copay or an unexpected out-of-pocket expense. Understanding what you will have to pay for is important in order to relieve stress before entering treatment.
There are many insurance providers that offer medical coverage throughout the state of Georgia, including:
- Blue Cross Blue Shield of Georgia
Trying to get a grasp on what portion of costs you will be responsible for is likely the last thing you want to do in this situation. Luckily, the treatment center you choose will be able to verify your benefits. They will be able to determine what services will be covered by your insurance. Additionally, they will inform you of any other costs from your treatment that you will be responsible for.
Some individuals who are pursuing treatment for their addiction also suffer from a co-occurring mental health issue. Many insurance providers may also cover the costs of the treatment for any mental health issues the patient have that are connected to their addiction.
Furthermore, insurance is also not the only method of payment available to those seeking treatment. Those who do not have medical insurance still have some options, including:
- Self-pay with cash or credit cards
- Private medical loans
- Government grants
- Treatment scholarships
- Payment plans established with the treatment center
- Sliding-scale fees based on income